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Brexit Could Impact Canada More Than You Think

Posted on 09 August 2017

After 52% of the British population voted to exit the European Union back in June 2016, countries around the world have been bracing themselves for the repercussions. Still, over a year after the initial vote negotiations between the United Kingdom’s government and the 27 remaining EU countries continue, with few solid deals coming to fruition. The only thing that does seem certain at this ...

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3 Tips to Help you Find the right Neighbourhood

Posted on 13 May 2017

(NC) Whether you are moving across the city or across the globe, finding a neighbourhood that suits your lifestyle likely tops your to-do list. “Buying a home and choosing where to live is one of the most significant decisions in our lives,” says Ivy Chiu, senior director for cultural markets at RBC. “If you're new to Canada, take your time to ask questions, learn about the marke ...

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New to Canada? How to Prepare for Your First Year

Posted on 13 May 2017

(NC) Moving to a new country can be both exciting and overwhelming. It's a time of change from the familiar, and being prepared and knowledgeable about the first few things to attend to can go a long way. “While moving your family across the world is not easy, establishing a routine can help you settle and integrate into life in Canada, setting you and your family up for success right ...

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How to Land your First job in Canada

Posted on 13 May 2017

(NC) We've all felt the emotional highs and lows that come with job hunting. If you are new to a city or country, those emotions of excitement and angst may intensify as you search for a job in an unfamiliar market. “Leaving the familiar and moving to a new country is a major decision,” says Ivy Chiu, senior director of cultural markets at RBC. “Taking steps to build your network ...

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Tips for Scoring the Best Deal when Financing a Vehicle

Posted on 13 May 2017

(NC) Considering a car loan? If you're looking to get a new ride for summer drives, consider these tips before you sign on the dotted line. 1. A loan from a car dealership isn't always the best financing option. You may get a competitive loan through a car dealer, but it might not necessarily offer the best terms. Shop around and compare the terms and conditions offere ...

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Long-term Car Loans can Lead to Trouble Down the Road

Posted on 13 May 2017

(NC) Long-term auto loans offer an affordable entry to the car market, but that may mean a bumpy road ahead if you use one to buy more car than you can afford. Canada's car finance market has nearly doubled in size since 2008. This increase is in large part due to the rise in long-term loans with repayment terms of 72, 84 and 96 months; or six to eight years. This compares to roughly 60 ...

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Understand Negative Equity Before You Buy a new Car

Posted on 12 May 2017

(NC) An increasing number of car buyers are putting their finances at risk by taking on negative equity. This happens when you owe more on your vehicle than it is worth when you go to sell it, trade it in or need to write it off after an accident. Attracted by lower monthly payments, many are opting for long-term car loans of six to eight years, instead of a more traditional term of fiv ...

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How to Keep Kids Safe from Electrical Hazards

Posted on 12 May 2017

(NC) As warmer days draw families outside, make it a priority to talk to your children about playing safe and staying away from electrical safety hazards. Here are some safety tips from Hydro One: 1. Make sure kids understand that they need to obey warning signs and keep away from outdoor areas marked “Danger” or “Danger High Voltage.” No one should ever attempt to enter a stat ...

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Clever no-cost and low-cost Cooling Tips for Your Home

Posted on 12 May 2017

(NC) During the warmer months, soaring temperatures can have us rushing to lower the thermostat. Instead of blasting the air conditioner, check out these natural cooling tips to stay comfortable while controlling your energy costs. Install a ceiling fan. Of all the ways to cool your home, getting the air moving is the least costly and most energy efficient. A ceiling fa ...

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Avoid this Costly Mistake in Your Summer Reno

Posted on 12 May 2017

(NC) Outdoor renovation projects are a major trend during the summer across the country. But whether you're upgrading your home or cottage, remember to make safety your number one priority. If you're planning to build a new balcony, deck, swimming pool or other permanent structure on your property, look for electricity infrastructure that may be close by and plan accordingly. Electrici ...